Structured Investments

in Canada

A World of Solutions
for Today's Markets

HSBC Structured Investments provide an alternative or complement to traditional investments, and can offer unique risk-return profiles to address investment objectives, such as risk management, periodic income, and the potential for enhanced returns.

New Tools for a New World

In today's dynamic and ever-changing financial markets, investors face a growing number of challenges in achieving their investment objectives.

How do you successfully:

Manage risk Generate yield Gain access to new markets Diversify your portfolio

Structured Investments can address these common wealth management concerns, helping you stay engaged in the markets and keeping your portfolio working for you.

What are Structured Investments?

A large and growing market Issued in the form of registered notes and Stock Market GICs Enhancements to a traditional asset allocation

Over USD 9.5 billion issuance in Canada in 2011

Source: Structured Retail Products, 2012

Forego some or all of the interest payment on a traditional bond in exchange for a market linked return. Use them as a complement or alternative to traditional stock and bond holdings

Why use Structured Investments?

Structured Investments allow you to access the potential of the markets in a way that suits you.

Risk management Yield enhancement Potential outperformance
Risk management Yield enhancement Potential outperformance
  • Explore new asset classes with varying levels of principal protection, subject to issuer credit risk
  • Potential to earn above-market interest payment in a low interest environment, as compared to traditional fixed income investments
  • Used to express bullish, bearish, or range-bound views
  • Tactical
Examples
A retiree who is generally bullish on international equity markets but concerned about potential loss of principal purchases a Note linked to a basket of global equity indices.

At maturity, the Note provides for repayment of principal, subject to issuer credit risk, as well as degree of upside participation (if any) in the underlying basket of indices.
A depositor, frustrated with low yields on traditional fixed rate investments seeks the potential to earn a higher return while getting the CDIC protection* offered by a GIC. He purchases a Stock Market GIC tied to a broad Canadian equity index that provides the potential for a payment at maturity based on the performance of the underlying index.

Like a traditional GIC, it will repay the original amount invested at maturity, and is eligible for CDIC insurance up to statutory limits.
An investor is interested in participating in the potential growth of emerging economies but is also concerned about entering into new and unfamiliar markets without any downside protection.

He purchases a Note linked to a broad emerging markets equity index that provides for a degree of principal protection and also potential upside participation (if any), subject to a pre-determined maximum return, or cap.

Current offerings

To discuss ideas, themes, and the customization of structured investments for your book of business, please call us at 416-868-3282.

*Canada Deposit Insurance Corporation (CDIC) insures deposits in GICs with an original date to maturity of 5 years or less held in Canadian dollars at a CDIC member. GICs with terms greater than 5 years or based in foreign currencies are not insured by CDIC. In addition, CDIC does not insure principal protected and principal at risk notes. For more information, please visit www.cdic.ca

Introducing the Annual Income Opportunity Deposit Note – a Deposit Note that offers access to a selection of Morningstar's
wide-moat stocks with a full return of principal at maturity.

Wide moat stocks are considered to have a sustainable competitive advantage that allows a company to earn above average returns on capital over a long period of time.

Please download a piece on The Morningstar® Economic Moat™ Rating for more information.

Watch The 5 Sources of Moat video by Morningstar to learn more. The 5 sources of Moat

Today's investors use new tools to stay engaged in the market.

Learn more about how various types of Structured Investments may be used to pursue objectives such as risk management enhanced income, or efficient access.

Watch our tutorial on one of the most popular SMGIC structures to learn more
Watch our tutorial on one of the most popular
SMGIC structures to learn more

English version
French version
Chinese version

Brochures

Stock Market GIC Brochure

Stock Market GIC Brochure

Stock Market GIC Brochures provide investors with investment strategies to address portfolio risk and diversification.

Emerging Markets Brochure

Emerging Markets Brochure

Access the world's emerging economies with HSBC.

Previously issued Equity-linked notes
CUSIP / Product

Term

Issuance
date
Maturity
date
Secondary
Market Price
Documents
40427HSH7 5 years 5 Aug 2011 5 Aug 2016      
40427HSG9 5 years 29 Jul 2011 29 Jul 2016      
40427HSE4 5 years 17 Jun 2011 17 Jun 2016      
40427HRZ8 5 years 5 Apr 2011 5 Apr 2016      
40427HRQ8 6 years 29 Mar 2010 29 Mar 2016      
40427HRP0 5 years 19 Mar 2010 19 Mar 2015      
40427HRM7 5 years 25 Nov 2009 25 Nov 2014      
40427HQZ9 6 years 4 Sept 2009 4 Sept 2015      
40427HQS5 6 years 6 Jul 2009 6 Jul 2015        
40427HQQ9 6 years 29 May 2009 29 May 2015      
40427HQP1 6 years 17 Apr 2009 17 Apr 2015      
40427HQM8 6 years 26 Feb 2009 26 Feb 2015      
40427HQL0 5 years 30 Jan 2009 30 Jan 2014      
40427HQK2 5 years 30 Jan 2009 30 Jan 2014      
40427HQG1 6 years 15 Dec 2008 15 Dec 2014        
40427HQD8 5 years 30 Sept 2008 30 Sept 2013    
40427HPY3 5 years 29 Aug 2008 29 Aug 2013    
40427HQF3 2 years, 2 months 30 Oct 2008 30 Dec 2010      
40427HQB2 2 years 29 Aug 2008 29 Oct 2010      
40427HPW7 1 year 10 Jul 2008 15 Jul 2009    
40427HPU1 2 years 25 Jun 2008 30 Jun 2010    
40427HPR8 1.5 years 24 Jun 2008 24 Dec 2009    
40427HPQ0 5 years 27 Jun 2008 27 Jun 2013    
40427HPP2 3 years 20 Jun 2008 20 Jun 2011    
40427HPN7 10 months 27 May 2008 27 Mar 2009    
40427HPL1 10 months 27 May 2008 27 Mar 2009    
40427HPK3 10 months 27 May 2008 27 Mar 2009    
40427HPG2 5 years 22 May 2008 22 May 2013    
40427HPD9 5 years 30 Apr 2008 30 Apr 2013    
40427HNU3 6.5 years 1 Apr 2008 1 Oct 2014    
40427HNZ2 5 years 1 Apr 2008 1 Apr 2013    
40427HNX7 5 years 28 Mar 2008 28 Mar 2013    
40427HNR0 5 years 28 Feb 2008 28 Feb 2013    
40427HNL3 5 years 30 Jan 2008 30 Jan 2013    
033853050 7 years 4 Jan 2008 5 Jan 2015    
40427HNJ8 7 years 17 Dec 2007 17 Dec 2014    
40427HNH2 6.5 years 17 Dec 2007 17 Jun 2014    
40427HNA7 5.5 years 25 Oct 2007 25 Apr 2013    
40427HNB5 5 years 25 Oct 2007 25 Oct 2012    
40427HMR1 5.5 years 30 Jul 2007 30 Jan 2013    
40427HMN0 6 years 28 Jun 2007 5 Jul 2013        
40427HMB6 5 years 20 Apr 2007 20 Apr 2012    
40427HLU5 5 years 17 Jan 2007 17 Jan 2012    
40427HLL5 6 years 16 Oct 2006 16 Oct 2012    
40427HLC5 3.5 years 21 Jul 2006 21 Jan 2010    
40427HKX0 5 years 28 Jun 2006 28 Jun 2011    
40427HKQ5 5 years 28 Apr 2006 28 Apr 2011    
40427HKM4 4 years 29 Mar 2006 29 Mar 2010    
40427HJU8 5 years 29 Nov 2005 29 Nov 2010    
40427HJT1 5 years 29 Nov 2005 29 Nov 2010    
40427HJH7 4 years 22 Sept 2005 22 Sept 2009    
40427HGT4 5 years 13 May 2005 13 May 2010    
40427HGH0 5 years 25 Feb 2005 25 Feb 2010    
40427HGE7 5 years 25 Feb 2005 25 Feb 2010    
40427HFA6 5 years 29 Oct 2004 29 Oct 2009    
40427HER0 5 years 30 Sept 2004 30 Sept 2009    
40427HEQ2 5 years 30 Sept 2004 30 Sept 2009    
40427HDZ3 5 years 30 Jul 2004 30 Jul 2009    
40427HDG5 5 years 13 Apr 2004 13 Apr 2009    
40427HCW1 5 years 9 Mar 2004 9 Mar 2009    
 
Previously issued Interest Rate-Linked Notes
Note name

Term

Issuance
date
Maturity
date
HSBC 4.35% 04NOV26 Deposit Note (CAD) 15 years 04 Nov 2011 04 Nov 2026
HSBC 4.35% 15JUL24 Deposit Note (CAD) 13 years 15 Jul 2011 15 Jul 2024
HSBC 4.25% 21JUN24 Deposit Note (CAD) 13 years 21 Jun 2011 21 Jun 2024
HSBC 5YR Non-Call 2YR Callable Step Up Deposit Note (USD) 5 years 15 Apr 2011 15 Apr 2016
HSBC 10YR Non-Call 3YR Callable Step Up Deposit Note (CAD) 10 years 08 Apr 2011 08 Apr 2021
HSBC 4.65 01DEC25 Deposit Note (CAD) 15 years 01 Dec 2010 01 Dec 2025
HSBC 4.45 21OCT25 Deposit Note (CAD) 15 years 21 Oct 2010 21 Oct 2025
HSBC 6YR Non-Call 1YR Callable Step Up Deposit Note (USD) 6 years 24 Nov 2009 24 Nov 2015
HSBC 3YR Non-Call 1YR Callable Step Up Deposit Note (USD) 3 years 18 Sept 2009 18 Sept 2012
HSBC 3YR Non-Call 1YR Callable Step Up Deposit Note (USD) 3 years 14 Sept 2009 14 Sept 2012
HSBC 5YR Non-Call 1YR Callable Step Up Deposit Note (USD) 5 years 15 Sept 2009 15 Sept 2014
HSBC 3YR Non-Call 1YR Callable Step Up Deposit Note (USD) 3 years 10 Sept 2009 10 Sept 2012
HSBC 3YR Non-Call 1YR Callable Step Up Deposit Note (USD) 3 years 04 Sept 2009 04 Sept 2012
HSBC 3YR Non-Call 1YR Callable Step Up Deposit Note (USD) 3 years 23 Jul 2009 23 Jul 2012
HSBC 5YR Non-Call 2YR Callable Step Up Deposit Note (USD) 5 years 17 Apr 2009 17 Apr 2014
HSBC 7.00 29MAY18 Range Accrual Deposit Note (USD) 10 years 29 May 2008 29 May 2018
HSBC 7.00 14MAY18 Range Accrual Deposit Note (USD) 10 years 14 May 2008 14 May 2018
HSBC 7.00 7MAY18 Range Accrual Deposit Note (USD) 10 years 7 May 2008 7 May 2018
HSBC 7.00 7MAY18 Range Accrual Deposit Note (USD) 10 years 7 May 2008 7 May 2018
HSBC 3.65 5MAY11 USD Step Up Deposit Note 3 years 5 May 2008 5 May 2011
HSBC 4.10 08APR18 CAD Step Up Deposit Note 10 years 8 Apr 2008 8 Apr 2018
HSBC 7.00 19MAR18 Range Accrual Deposit Note (USD) 10 years 19 Mar 2008 19 Mar 2018
HSBC 4.10 17MAR16 USD Step Up Deposit Note 8 years 17 Mar 2008 17 Mar 2016
HSBC 7.00 5MAR18 Range Accrual Deposit Note (USD) 10 years 5 Mar 2008 5 Mar 2018
HSBC 7.00 15FEB18 Range Accrual Deposit Note (USD) 10 years 15 Feb 2008 15 Feb 2018
HSBC 3.60 15JAN10 USD Step Up Deposit Note 2 years 15 Jan 2008 15 Jan 2010
HSBC 5.35 26OCT22 Step Up Deposit Note (CAD) 15 years 26 Oct 2007 26 Oct 2022
HSBC 4.80 12OCT12 Step Up Deposit Note (CAD) 5 years 12 Oct 2007 12 Oct 2012
HSBC 4.70 18SEP12 Step Up Deposit Note (CAD) 5 years 18 Sept 2007 18 Sept 2012
HSBC 5.25 16AUG12 Step Up Deposit Note (USD) 5 years 16 Aug 2007 16 Aug 2012
HSBC 5.40 01AUG10 Step Up Deposit Note (USD) 3 years 1 Aug 2007 1 Aug 2010
HSBC 5.18 11JUL14 Extendible Deposit Note (CAD) 7 years 11 Jul 2007 11 Jul 2014
HSBC 6.50 03JAN19 Range Accrual Deposit Note (USD) 12 years 3 Jan 2007 3 Jan 2019
HSBC 6.40 20DEC18 Range Accrual Deposit Note (USD) 12 years 20 Dec 2006 20 Dec 2018
HSBC 3YR Constant Maturity Treasury Note - 08Dec09 3 years 8 Dec 2006 8 Dec 2009
HSBC 5.00 01SEP21 Deposit Note (CAD) 15 years 1 Sept 2006 1 Sept 2021
HSBC 5.00 01AUG16 Range Accrual Deposit Note (CAD) 10 years 1 Aug 2006 1 Aug 2016
HSBC 5.00 24JAN18 Range Accrual Deposit Note (USD) 12 years 24 Jan 2006 24 Jan 2018
HSBC 5.50 29DEC17 Range Accrual Deposit Note (USD) 12 years 29 Dec 2005 29 Dec 2017
HSBC 6.50 28DEC15 Range Accrual Deposit Note (CAD) 10 years 28 Dec 2005 28 Dec 2015
HSBC 5.00 21DEC17 Range Accrual Deposit Note (USD) 12 years 21 Dec 2005 21 Dec 2017
HSBC 5.35 15NOV15 Range Accrual Deposit Note (USD) 10 years 15 Nov 2005 15 Nov 2015
HSBC 5.50 31OCT17 Range Accrual Deposit Note (USD) 12 years 31 Oct 2005 31 Oct 2017
HSBC 4.50 04OCT22 Deposit Note (CAD) 17 years 4 Oct 2005 4 Oct 2022
HSBC 6.00 3OCT15 Range Accrual Deposit Note (CAD) 10 years 3 Oct 2005 3 Oct 2015
HSBC 3.30 16AUG10 Step Up Deposit Note (CAD) 5 years 16 Aug 2005 16 Aug 2010
HSBC 3.10 28JUL08 Step Up Deposit Note (CAD) 3 years 28 Jul 2005 28 Jul 2008
HSBC 6.00 28Jul15 Range Accrual Deposit Note (CAD) 10 years 28 Jul 2005 28 Jul 2015
HSBC 9.00 22JUL15 Snow Ball Range Accrual (USD) 10 years 22 Jul 2005 22 Jul 2015
HSBC 4.50 30JUN20 Deposit Note (CAD) 15 years 30 Jun 2005 30 Jun 2020
HSBC 4.05 29JUN15 Step Up Deposit Note (CAD) 10 years 29 Jun 2005 29 Jun 2015
HSBC 6.00 17JUN17 Range Accrual Deposit Note (USD) 12 years 17 Jun 2005 17 Jun 2017
HSBC 3.00 13JUN08 Step Up Deposit Note (CAD) 3 years 13 Jun 2005 13 Jun 2008
HSBC 7.00 01JUN15 Range Accrual Deposit Note (USD) 10 years 1 Jun 2005 1 Jun 2015
HSBC 4.00 30MAY17 Step Up Deposit Note (CAD) 12 years 30 May 2005 30 May 2017
HSBC 4.50 20MAY15 Step Up Deposit Note (CAD) 10 years 20 May 2005 20 May 2015
HSBC 3.50 19JAN10 Step Up Deposit Note (CAD) 5 years 19 Jan 2005 19 Jan 2010
HSBC 5.15 27AUG10 Step Up Deposit Note (USD) 7 years 27 Aug 2003 27 Aug 2010
HSBC 4.75 7FEB13 Range Accrual Deposit Note (USD) 10 years 7 Feb 2003 7 Feb 2013
 

Last updated:

Currency and Precious Metals
CUSIP / Product

Term

Issuance
date
Maturity
date
Secondary
Market Price
Documents
40427HRU9 5 years 6 Oct 2010 6 Oct 2015      
40427HRK1 3.5 years 29 Oct 2009 29 Apr 2013      
40427HRH8 3.5 years 28 Sept 2009 28 Mar 2013      
40427HRG0 3.5 years 28 Sept 2009 28 Mar 2013      
40427HRJ4 3 years 1 Oct 2009 1 Oct 2012      
40427HQW6 3 years 31 Aug 2009 31 Aug 2012      
40427HQV8 3 years 31 Jul 2009 31 Jul 2012      
40427HPW7 1 year 17 Jul 2008 8 Jul 2009      
40427HPM9 1 year 27 May 2008 27 Mar 2009    
 

Last updated:

Previously issued Principal At Risk Notes
CUSIP / Product

Term

Issuance
date
Maturity
date
Secondary
Market Price
Documents
40427HSN4 5 years 1 Feb 2012 1 Feb 2017    
40427HSK0 3 years 29 Jul 2011 29 Jul 2014    
40427HSJ3 3 years 29 Jul 2011 29 Jul 2014    
40427HRY1 1.5 years 13 Jan 2010 13 Jul 2012    
40427HRN5 3 years 25 Feb 2010 25 Feb 2013    
 

Last updated:

When choosing an issuer, size and strength matter

HSBC is one of the world's largest banking and financial services organizations and its truly international network of approximately 7,500 offices spans 80 countries and territories across the globe.

Market Capitalization in CAD billions

Market Capitalisation in CAD billions

Source: Bloomberg, as of March 30, 2012



HSBC's global presence

HSBC's global presence

HSBC in Canada

HSBC is the largest international bank and the seventh largest bank overall in Canada**. It also maintains the strong and stable credit ratings below*:

DBRS S&P
AA AA-

Source: Bloomberg, as of March 29, 2012

*A credit rating reflects the creditworthiness of the respective entity and is not indicative of the market risk associated with any investment nor is it a recommendation to buy, sell or hold any investment, and it may be subject to revision or withdrawal at any time by the assigning rating organization. Each rating should be evaluated independently of any other rating.

**Based on Canadian Banker's Association published rankings as of December 31, 2011.

The Team

The HSBC Structured Investment Wealth Management Sales team (WMS) is responsible for the origination, structuring and distribution support of a broad range of structured investments across multiple asset classes including rates, equity, commodities, managed funds and FX. WMS leverages the global structuring capabilities of HSBC to deliver solutions to clients for the purposes of protecting, enhancing or diversifying wealth.

Sales:

  • Rob Garner
  • Steven Wu

Structured Retail Products names HSBC:

  • Best Overall Provider in the Americas
  • Best in After-Sales Services in the Americas


Structured Retail Products.com

The Americas Structured Products Awards 2012

Source:
Structured Retail Products, 2012